My Cloud Home, Plex subscription

Have I got this right, or have I missed something?

Paying a one off fiver to use Plex to stream music to my IPad is one thing but paying a monthly subscription so that I can access MY music from MY server once or twice a year from a distant location IS TOTALLY OUT OF ODER !

Ignore the App and access through the web page. then login with your username and password.

Works fine.