Can't set Background from My Photos anymore

Every since I original got my WD TV Live Hub about a year ago, I’ve had the same background image set from “My Photos”.  Today, I noticed that the background image is back to the default, and it does not allow me to set any photo in “My Photos” as the background anymore.  It says “Can not set skin” and “Unable to set this background”.  I’ve searched around and am unable to find any solution to this.  If any additional information is required, please let me know.  Any help would be much appreciated!

EDIT: Using current firmware (3.12.13)

Factory reset, and/or power cycle. Either your Hub has a bug or is going bad.