While I had local access on and defined I kept hanging up on the cloud authentication being required for access. My workaround was to use the safari browser and the url smb://local ip the browser prompted me for the username and password then asked me if I wanted to open it in files app and it worked! I’m running iPadOS 16.5 public beta but should work on current iOS
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No how humorous I’m telling you I found a workaround to provide local access on IOS devices while your remote functions are down. You people really don’t know what end is up do you?