SSD data loss

I understand that SSDs can lose data if left unpowered for a long time. The individual memory cells leak charge, and if not periodically refreshed, bits can change state. Yes, I understand that the time period is quite long–months or years. But what about files that are stored on the drive without being accessed? If I leave my drive (WD Black NVMe 500GB) in the computer, and use the computer regularly for ten years, but I don’t access those photos of my kid’s first visit to the House of Mouse, are those photos in danger of being lost because the bits were never read and refreshed? Or do I only need to maintain power to the drive to ensure data longevity?