Password confusion

When I started my account with mycloud.com they asked for a username, email and password. When is that username and password needed?
When I opened the dashboard the only ‘user’ listed was my first name. When I looked at “user” profile I noticed my full name and email I gave when setting up the Mycloud account but also a switch for a password. What is this second password for?
If I am the administrator why do I need to toggle full access under the share that has my name on it?

The toggle for password on the initial (administrator) account is for forcing login when accessing the Dashboard and for password access to any Share folder configured as a Private Share via setting Public Access on that Share to Off.

The email address is used for setting up remote access to the My Cloud. The email address is used on the MyCloud.com website which allows one to use a web browser to remotely access their WD My Cloud.

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